The new health insurance marketplaces appear to be making little headway so far in signing up Americans who lack health insurance, the Affordable Care Act’s central goal.
A pair of surveys released on Thursday suggest that just one in
10 uninsured people who qualify for private health plans through the
new marketplace have signed up for one — and that about half of
uninsured adults has looked for information on the online exchanges or
plans to look.
One of the surveys, by the consulting firm McKinsey & Co.,
shows that, of people who had signed up for coverage through the
marketplaces by last month, just one-fourth described themselves as
having been without insurance for most of the past year.
survey also attempted to gauge what has been another fuzzy matter: how
many of the people actually have the insurance for which they signed up.
Under federal rules, coverage begins only if someone has started to pay
their monthly insurance premiums.
And, the survey show, that just over half of uninsured people said they
had started to pay, compared with nearly nine in 10 of those signing up
on the exchanges who said they were simply switching from one health
plan to another.
The McKinsey survey also found, as it had during the previous few
months, that, of people who are uninsured and do not intend to get a
health plan through the marketplaces, the biggest factor is that they
believe they could not afford one. (Full Story)